Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 : NY-Life-Accident-and-Health

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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Which type of policy pays an amount per day for hospitalization directly to the insured regardless of the insured ' s other health insurance?

A) Hospital indemnity.
B) Limited-amount per diem.
C) Medigap.
D) Blanket.

2. A policyowner suffers an injury that renders him incapable of performing one or more important job duties.
Any decrease in income resulting from his injury would make him eligible for benefits under which provision?

A) Partial disability.
B) Presumptive disability.
C) Flat amount disability.
D) Nondisabling injury.

3. Some states have laws ensuring that health insurance coverages are available at a reasonable cost and under reasonable conditions for small employers. Small employers are defined as having no more than

A) 75 employees.
B) 200 employees.
C) 150 employees.
D) 100 employees.

4. With the majority of companies, within how many days does the free-look provision allow the insured the right to return the life insurance policy for full premium?

A) 30 days.
B) 10 days.
C) 5 days.
D) 15 days.

5. Which of the following is a life insurance contract written on the life of an individual?

A) Survivorship Policy.
B) Insurance.
C) Joint Life Contract.
D) Single-Life Insurance.

Solutions: